Terms & Conditions

Welcome to www.afrismmehub.co.za. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use this website.

1. Definitions

• "AfriSMME Hub" refers to AfriSMME Hub (Pty) Ltd and its affiliated businesses, partners, and websites.
• "Website" refers to www.afrismmehub.co.za and all associated pages.
• "User," "you," and "your" refer to any individual or entity accessing or using the website.
• "Services" refer to all products, services, programs, and content offered by AfriSMME Hub.

2. Use of the Website

By using this website, you agree to:

• Use the website only for lawful purposes and in accordance with these Terms
• Not use the website in any way that could damage, disable, or impair the website or interfere with any other party's use of the website
• Not attempt to gain unauthorised access to any part of the website, its servers, or any systems connected to the website
• Not use automated tools, scrapers, or bots to access or collect data from the website

3. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of AfriSMME Hub or its content suppliers and is protected by South African and international intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this website without prior written consent from AfriSMME Hub.

4. Services and Programs

AfriSMME Hub offers various programs, training, and enterprise development services. Participation in any programs or services is subject to additional terms and agreements that will be provided at the time of enrolment or engagement. AfriSMME Hub reserves the right to modify, suspend, or discontinue any service or program at any time without prior notice.

5. Affiliate Websites and Third-Party Links

AfriSMME Hub operates a network of affiliate businesses with their own websites. While these affiliates are part of our ecosystem, each operates independently and may have its own terms and conditions. AfriSMME Hub is not responsible for the content, products, services, or practices of any affiliate or third-party website. Your use of affiliate and third-party websites is at your own risk.

6. User Submissions

Any information, enquiries, or content you submit through our website forms (including Contact Us and Partner With Us forms) will be treated in accordance with our Privacy Policy. By submitting information, you confirm that the information provided is accurate and that you have the authority to share it.

7. Limitation of Liability

To the fullest extent permitted by South African law, AfriSMME Hub, its directors, employees, partners, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of, or inability to use, the website or services. This limitation applies whether the damages are based on warranty, contract, tort, negligence, strict liability, or any other legal theory.

8. Indemnification

You agree to indemnify, defend, and hold harmless AfriSMME Hub, its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the website, your violation of these Terms, or your infringement of any intellectual property or other rights of any person or entity.

9. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding your personal information. AfriSMME Hub complies with the Protection of Personal Information Act (POPIA) of South Africa.

10. Modifications to Terms

AfriSMME Hub reserves the right to revise these Terms and Conditions at any time without prior notice. By continuing to use the website after changes are posted, you accept and agree to the revised Terms. It is your responsibility to review these Terms periodically for updates.

11. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts of the Republic of South Africa.

12. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Last updated: February 2026